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Achieve Your Real Estate Goals with Hawaii Central Credit Union

homes1201_2As 2013 comes to a close, many people begin to think of ways to improve

their lives by making New Year’s resolutions. This can include becoming a first time homeowner, building a new custom home or remodeling your kitchen and/or bathroom. While some of these may seem out of reach, they can also be easily accomplished with good advice and the right loan product.

Hawaii Central Federal Credit Union (HCFCU) offers a full range of home loan products to help you achieve any of your real estate goals. Home loan products include 1st and 2nd mortgages, home equity lines of credit, vacant land loans and owner/builder construction loans. Their experienced loan officers have helped many members draft a plan of action, support it with the right loan program and achieve satisfaction with the results.

Build your home with an Owner/ Builder Construction Loan

HCFCU’s Owner/Builder Construction Loan is an innovative loan program that is one of the best options for homeowners planning to demolish their current home and build a new one. Due to the complexity of Construction Loans, it is important to work with a seasoned lender that will be with you every step of the way. This year HCFCU financed more than $10 million in Construction Loans and assisted credit union families to complete their custom dream home.

Remodel your home with a Home Equity Line of Credit

If you’ve been thinking about remodeling your home, the loan officers at HCFCU can help you find the best program to fund your project. In many cases, your home’s built-up equity could be the best source of financing your remodeling project. With a Home Equity Revolving Line of Credit, you can turn your home’s equity into accessible funds as needed. HCFCU is a local lender and is able to fund your HELOC quickly, allowing you to get your remodeling project started without delays!

Whether you’re looking to build a home from the ground up or to upgrade your existing home, it is important to be aware of all your options. The loan officers at HCFCU can help you choose the right program for your project and budget. As a not-for-profit organization, HCFCU’s full range of products and services are available to you with fewer fees. If you live, work, worship or attend school on Oahu, you are eligible to join HCFCU.

Let HCFCU help you achieve your real estate goals for the New Year by calling their loan officers at 536-3677 for more information about their home loan products or visiting their office located at 681 S. King Street.

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