Own a Home? Yes, You Can, with Help from Aloha Pacific FCU

Homeownership doesn’t have to be just a dream … it can be a reality, especially with mortgage loan rates still affordably low.

Consider these benefits of owning a home:

• There are possible tax deductions, generally based on the annual amount of interest paid on a mortgage, some closing costs on the loan, and real estate property taxes. Be sure to consult your tax expert.

• The equity you build in your home over time can be a money-saving financial tool: For example, you can borrow against the equity through a Home Equity Line of Credit that’s usually at a much lower interest rate than credit cards.

• Forget about consulting a landlord about repairs, upgrades and decorations – it’s all up to you.

When you’re ready to make that dream come true, Aloha Pacific Federal Credit Union can help with low rates, low fees and personalized service.

A full-service mortgage lender, Aloha Pacific FCU offers local servicing through its affiliate, CUSO of Hawaii Services LLC. In addition, another affiliate, Aloha Pacific Premier Realty LLC, provides professional services for those buying and selling.

Visit an APFCU branch, call 531-3711 or check out the website, alohapacific.com.

Membership ($5 in Regular Savings) required. Loans are subject to approval. Some restrictions may apply. Contact Aloha Pacific FCU for applicable fees and terms. NMLS# 377314

The HELOC That’s Right for You

Aloha Pacific FCU’s Home Equity Line of Credit might be just the financing solution for all the things life throws at you. School tuition? Medical bills? Home renovations? How about the vacation of a lifetime? It’s all up to you!

It’s time to take advantage of the equity you’ve built.

Visit any branch or alohapacific.com for more information. Or call 531-3711.

Locations Hawaii
Michael Marks
Sandwich Isles Realty
Kimo Smigielski, Broker-in-Charge
R, ABR, CRS, GRI, e-PRO
Hawaii Life Real Estate Brokers
Emily Garcia
Agent, REALTOR(A), RS-77391
Coldwell Banker
DAY-LUM Properties

Edith Crabb, RB-8195
Coldwell Banker
DAY-LUM Properties

Tessie Fontes, RS-74487
Coldwell Banker
DAY-LUM Properties

Howard Meguro, RB-71979
Coldwell Banker
DAY-LUM Properties

Glenn Takase, RB-18547
Coldwell Banker
DAY-LUM Properties

Shea Miyashiro, RS-64678
Coldwell Banker
DAY-LUM Properties

Atsuko Winston, RS-75899