Picture the Possibilities With a HELOC from Aloha Pacific FCU

homes0406_2Picture it: The European vacation of a lifetime … a renovated kitchen to make your resident chef swoon … landscaping that’s the envy of all your neighbors … the spa-like bathroom you’ve always dreamed of … a photovoltaic system that saves you “green” and helps save the planet.

Now do it: With Aloha Pacific Federal Credit Union’s Home Equity Line of Credit, featuring an extraordinary:

* 3.50% Annual Percentage Rate
* Fixed for 59 months

Any and all of your big-ticket items are possible. After the 59 months, the rate is variable, currently at 5.00% APR.

APFCU’s HELOC is the answer to your long-term financing dreams, with no limits to what you can do with the funds. Private school or college tuition? Pay off medical bills? That sweet motorcycle you’ve been eyeing? Yes, yes and yes! It’s entirely up to you.

Other features of the HELOC include:

* New – $500 in closing credits
* Check writing – Pay bills using a free set of checks ($1,000 minimum per draw).
* Internet access – View your current balance and draw on your line from your PC or mobile device. Simply transfer the money to your checking account.

Visit any APFCU branch or call 531-3711. Our loan specialists can help you make those big and little dreams come true.

Rate effective 01/01/2014 & subject to change. Membership ($100 in a regular savings) required. Subject to credit
approval. APR = Annual Percentage Rate. Contact an employee for more information about applicable fees & terms. Some restrictions may apply. Programs may be modified or canceled at any time. HELOC offer is a fixed APR for 59 months at time of closing. After 59 months, the APR is variable. The current index rate is based on the prime rate published in the Wall Street Journal, plus 1.00%, adjusted quarterly (5.00% min. & 18.00% max), with a 10-year draw and 30-year amortization period. Applies to owner-occupied properties with required insurance and maximum loan-to-value of 80% in Hawaii. Estimated 3rd party fees (ALTA policy, appraisal, trust review & attorney) for a $250,000 HELCO are $500 to $1,200. We offer $500 closing credits against all 3rd party fees with an initial draw of $10,000 or more at closing.

This credit union is federally insured by the National Credit Union Administration.

APFCU is in Las Vegas, Too

Did you know that Aloha Pacific Federal Credit Union has a full-service branch in Las Vegas?

It’s at 8660 West Cheyenne Avenue, suite 110, in the Summerlin neighborhood, about a 15-minute drive from the Strip. Hours are from 9:30 a.m. to 5:30 p.m. weekdays.

So if you’re interested in buying a vacation home in Las Vegas, need to deposit all your casino winnings or complete other transactions, visit the friendly staff in Summerlin for some Island-style aloha.

Call (702) 776-6900.

Locations Hawaii
Michael Marks
Sandwich Isles Realty
Kimo Smigielski, Broker-in-Charge
R, ABR, CRS, GRI, e-PRO
Hawaii Life Real Estate Brokers
Emily Garcia
Agent, REALTOR(A), RS-77391
Coldwell Banker
DAY-LUM Properties

Edith Crabb, RB-8195
Coldwell Banker
DAY-LUM Properties

Glenn Takase, RB-18547
Coldwell Banker
DAY-LUM Properties

Misti R. Tyrin, RS-75836
Coldwell Banker
DAY-LUM Properties

David L. Skeele, RB-12882
Kauai Landmark Realty
Phil Fudge, RB-18576
Claire Keaton, RS-73854
Coldwell Banker
DAY-LUM Properties

Shea Miyashiro, RS-64678
Coldwell Banker
DAY-LUM Properties

Atsuko Winston, RS-75899
Coldwell Banker
DAY-LUM Properties

Mark Skeele, RS-77005