Refinance Now with Aloha Pacific Federal Credit Union
When you’re ready to make that money-saving move, consult the mortgage specialists at Aloha Pacific Federal Credit Union, which offers competitive rates and personalized service that’s second to none.
Why should you refinance?
• The lower your interest rate, the less you’ll be paying each month.
• The lower your interest rate, the less interest you’ll have paid over the life of the loan.
• If you currently have an adjustable-rate mortgage, in which your payments would eventually increase, you could refinance into a fixed-rate mortgage.
• You could potentially shorten the term of your mortgage by refinancing from a 30-year loan to a 15-year loan.
Refinancing does require certain fees, such as closing costs, loan points, escrow fees and insurance – all of which would affect the amount of your monthly mortgage. Some fees may be tax deductible; be sure to consult your tax adviser.
Visit any APFCU branch or call 531-3711.
Membership ($5 in Regular Savings) required. All loans subject to approval. Some restrictions apply. Rates, terms, programs and conditions are subject to change. Some services not available in all states. Hawaii NMLS# 377314
Your Piece of the American Dream
Choose APFCU When You’re Ready to Purchase a Home
First-time home buyers: This is the time to make those dreams a reality, and Aloha Pacific Federal Credit Union is ready to help.
Because Aloha Pacific FCU is a full-service mortgage lender that also can offer local servicing through its affiliate, CUSO of Hawaii Services LLC, borrowers have a wide range of loan products at competitive rates with the convenience of local servicing. APFCU also offers a special program that can partner the homebuyer with its Realty affiliate, CUSO Hawaii Properties LLC, which provides professional realty services.
Don’t wait. Call 531-3711 or visit any branch of APFCU for all the details.
Becoming a Member of APFCU is Even Easier
There’s big news at Aloha Pacific Federal Credit Union: We recently reduced the minimum deposit required for membership to just $5 – substantially lower than the former $100 requirement.
To take advantage of APFCU’s money-saving products and services – and exclusive member benefits such as Family Day movie screenings and Member
Appreciation Day at the 50th State Fair – you must be a member of the credit union.
Visit any APFCU branch or alohapacific.com, or call 531-3711.