When Creating Your Future Care Plan, Timing Is Key!

screen-shot-2017-01-06-at-4-33-11-pmAs we kick-start the new year, it is a great time to reflect on the past and consider future plans for the next stage of life. For seniors, one of the most important aspects of your estate plan is to create a long-term care plan. When it comes to your home, health, and finances, you want to be in control, directing the decisions that will most affect you. A comprehensive plan is vital because the likelihood of needing long-term health care and the associated costs of these services is often greater than what the average person is prepared to cover.

When designing your future care plan, it is equally important to prepare for the type of care you may need as it is to plan where you may want to receive these services. According to Shari Motooka-Higa, Certified Senior Advisor, the key to a successful plan is to get started early by researching the various senior living options. Whether it be to downsize and agein-place or move to a senior living community, explore the alternatives. Weigh the pros and cons to help you better understand what you may want and what you can afford.

Today, there are a number of senior living choices. Finding the right fit will depend on your personal preferences, your financial ability, care and medical needs. Planning where to live for the next chapter in your life is a big decision. That’s why it is so vital to plan now for retirement and any future care you may need. Planning for your long-term care is one of the most important decisions you can make, and it is the best thing you can do for your family.


The demand at the senior living communities has been growing over the past years. According to the U.S. Census, there are approximately 10,000 baby boomers turning 65 years of age each day.

Hawaii’s senior population is one of the fastest growing demographic groups which will greatly impact the demand further in the coming years. Currently, there are a number of senior living communities that have wait-lists ranging from one to five years, thus planning sooner than later is important.

Kay Mukaigawa, President & Principal Broker of Primary Properties, said, “There are a few senior living communities that offer a respite stay, which is a temporary short trial allowing you to get acclimated with the community, residents, staff, and programs. Some of our clients have opted for this trial period because it provides the opportunity to get a taste of the senior community lifestyle without making the long-term commitment.”

Timing is key! The ideal time to plan for long-term care is long before you need it. The repercussions of waiting may limit your options. For example, many senior living communities prefer that you enter the community independent, healthy, and able-bodied. Typically, they do not accept new residents who are at the skilled care level. By taking the early steps to map out your course of action, you ensure that your options, care and lifestyle are tailored to your personal wishes and you can be better prepared financially.

Primary Properties presents a monthly Senior LifeStyles Seminar at the Pagoda Floating Restaurant. Join Kay Mukaigawa and Shari Motooka-Higa at their next seminar on January 28.

Locations Hawaii
Michael Marks
Sandwich Isles Realty
Kimo Smigielski, Broker-in-Charge
Hawaii Life Real Estate Brokers
Emily Garcia
Agent, REALTOR(A), RS-77391
Coldwell Banker
DAY-LUM Properties

George Madden VII, RS-73958
Coldwell Banker
DAY-LUM Properties

Edith Crabb, RB-8195
Coldwell Banker
DAY-LUM Properties

Tessie Fontes, RS-74487
Kauai Landmark Realty
Phil Fudge, RB & Claire Keaton, RS
Coldwell Banker
DAY-LUM Properties

Howard Meguro, RB-71979