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Your home equity in perspective

Most homeowners are not aware of the amazing opportunity they’ve been presented in Hawaii’s current real estate and lending environment.

Reed Myers of Myers Capital Hawaii advises homeowners to arrange a fixed highs.

“Now is the perfect opportunity to address present or future needs,” Myers explains. “Equity is essentially what your home is worth minus what you owe. It’s like a savings account that grows as your existing your home or utilize a home equity program. For many, they have hundreds of thousands of dollars in untapped equity.”

People with retirement on the horizon in the next ten to fifteen years need to think ahead. “Borrow while you are in your peak earning years. Once you retire and switch to a fixed income, you may not be able to qualify for the loan you really need,” Myers adds. “Furthermore, interest rates are trending upward and will likely accelerate as our economy improves.”

The cash from a home equity loan could open up vast opportunities–from investing in other real estate, large renovation or construction projects, to business opportunities, debt consolidation, and even elderly care.

Myers Capital Hawaii’s Fixed Rate Home Equity Loan program offers homeowners a sense of comfort and consistency. “If you’re borrowing tens of thousands of dollars, you don’t want to expose yourself to a variable HELOC program where rates can adjust up to 19%,” Myers advises.

Operating out of the Davies Pacific Center on Bishop Street in downtown Honolulu, Myers will work oneon-one with you to help realize your goals and personal vision for the future.

CONTACT // 566-6611
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Although my original lender was friendly, I realized that I needed a more fl exible and attentive partner to work with on my home mortgage. Myers Capital proved to be everything they said they were – attentive, effi cient, on-time and under budget. For me, the pictures have to match the words – and with Myers Capital, they did! I was totally satisfi ed and returned to them for two more refi nances!

Mark Clark – Kailua

“We truly experienced what we feel everyone should from your lender. Reed was very informative and explained in detail each step of the refinancing process . He fully educated us in the choosing of our interest rates which was customized to fit our needs and what we were comfortable with as it pertained to our budget . He made us feel like family all the way through til the end.

We’ve experienced more than our share of financing and refinancing during the ownerships of several properties and found that this time it was special.

Also, the staff at Myers Capital were everything from helpful to just being attentive to all of our needs during this process.

And YES, we’ve already advised several friends and family to choose Myers Capital as their lender when it’s time for them to take on the challenge of being a homeowner.

Sincere Mahalo!”

Mr./Mrs. William & Lyn Lurbe

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