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Homeownership Can Be a Reality with Aloha Pacific FCU

Imagine stepping through the front door of your home. Not just any home – a home YOU own.

And it’s not just a dream; it can be reality, with the help of Aloha Pacific Federal Credit Union’s team of professionals.

A full-service mortgage lender, Aloha Pacific FCU offers local servicing through its affiliate, CUSO of Hawaii Services LLC. In addition, another affiliate, Aloha Pacific Premier Realty LLC, provides professional services for those buying and selling.

There are several benefits to owning your home:

• It can be a safe haven from rising housing costs. For example, as rental costs go up, your monthly mortgage payment would remain the same if you have a fixed-rate loan.

• There are possible tax deductions, generally based on the annual amount of interest paid on a mortgage, some closing costs on the loan, and real estate property taxes. Be sure to consult your tax expert.

• The equity you build in your home over time can be a money-saving financial tool: For example, you can borrow against the equity through a Home Equity Line of Credit that’s generally at a much lower interest rate than credit cards.

When you’re ready to make the leap to homeownership, Aloha Pacific Federal Credit Union is ready to help with low rates, low fees and personalized service.

Membership ($5 in Regular Savings) required. Loans are subject to creditworthiness and approval. Some restrictions may apply. Contact Aloha Pacific FCU for applicable fees and terms. Hawaii NMLS# 377314

Buying or Selling? Look to Aloha Pacific’s Realty Team

Reyn Uehara
Principal Broker

Aloha Pacific Premier Realty’s team of experienced professionals can help you navigate the real estate market when you’re ready to buy or sell.

Better yet, Aloha Pacific Federal Credit Union members receive the additional benefits of a reduced sales commission for sellers or a free 1-year home warranty for buyers.

Not an APFCU member yet? It’s easy – call (808) 531-3711 or go to alohapacific.com for more information.

Reyn Uehara, Realtor and principal broker, has been assisting Island residents for more than 15 years. Contact him at (808) 383-8072 or reyn.uehara@alohapacificpremierrealty.com

Some restrictions may apply. Membership ($5 in Regular Savings) required. For details, contact Aloha Pacific Premier Realty by email at info@alohapacificpremierrealty.com; or call (808) 531-4663.

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